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Cheryl Lynn Smith
Women’s Life, Business, & Action Coach
Cheryl Lynn Smith
Women’s Life, Business, & Action Coach
#Give thanks #Complaint free #Authority #Decree & declare
Are you tired of your money telling you where it’s going instead of YOU telling your money where to go? Have you ever been out of money for the month but there was still several days in the month left? How about needing a down payment for a home or car but you are challenged because you just don’t have it? Realize that YOU are the one in charge of your money, not your money in charge of you!
Saving money is not only a science but it is also a discipline. Once you reach that first milestone then you will be encouraged to save even bigger and better. Often times, to start saving may be painful but I promise you that it will get easier as you go along. Consider the following tips to help you reach your goal:
Change your mindset from I CAN’T SAVE to I CAN SAVE!
Print out a picture of what you’re saving for like a home, car, vacation, retirement, etc. Post it where you can see it regularly. It will keep you motivated.
Don’t worry about how far away you may be from your goal but just START RIGHT WHERE YOU ARE! Make a list of all of the possible avenues where you can first find money, i.e. sofa cushions, old purses/wallets, your car, stored pennies/change, drawers, etc. Gather it together into one place (ie) jar, coffee can, etc. Make this is your starting point.
Decide on a hiding place to put your savings. It can be a separate bank account or an out of the way shoe box. Wherever you choose, make sure it’s a place where you’re not tempted to touch it.
Now make a list of of your weekly expenditures. Don’t leave anything out especially morning coffee, lunch, snack machines, eating out, entertainment, bank charges, late charges, automatic debits, gasoline, etc.
Meditate on the list. Where do you see changes that can be made? What expenses can you get rid of or minimize?
Contingent on the spending changes you can make and your expenses that you have chosen to minimize, make your step-by-step plan of ATTACK!
This step is my favorite. SELL, SELL, SELL! Sell things that you are not using. Things in storage, in the garage, in your closet, the children’s closet, unwanted gifts, etc. Feel free to make Ebay, Craigslist, yard sales, and other selling venues your best friend. Now let’s bring in extra money!
Return items to the store for a refund that you haven’t used. You will be surprised at how much money this tip accumulates.
Resist the temptation to spend your tax refund. If you normally have a sizable refund, adjust your withholding and make the extra money part of your monthly saving program.
Here’s a quick list of additional temptations to avoid: eating out, Starbucks, extra add-ons to your cable subscription, regular shopping mall visits, nail & hair salons, expensive gift giving, impulse purchases, and pricey entertainment.
Remain faithful to yourself and your goal. Remember this is all about you for YOU!
Remember…Rome wasn’t built in a day but it was built step by step and piece by piece. If you stick with your savings goal, you too will be successful.
Cheryl Lynn Smith
IMpowerment & INcrease INnovator
#$1000 #I CAN #Start Now #Savings Goal
http://womensimpowermentnetwork.com/
Often times success may elude you over and over again. When it does, remember this formula: “If at first you don’t succeed… Suck it up, Step it up, and Soar.”
Suck it up means to square your shoulders, put on your big girl panties and stand strong. Don’t allow your emotions and self pity to control your life. It means to push through the pain in spite of hardship or how it feels. Refuse the victim mentality and be the VICTOR!
Step it up means to take bigger strides and to be better than you were before. I know it’s easier said than done but when you change your mind then your actions will change. Think BIG and BIG actions will follow. You ask “How do I change my thinking?” You change it with your focus. Change your current limited focus to the unlimited focus of what you desire. If you want a better body then make healthy eating and exercise your focus. If you desire more money, focus on increase and multiple sources of income.
Now it’s time to S-O-A-R! Sail/Succeed-Over-All-Resistance.
Here are a few keys to help you along the way:
Just accept the fact that with each attempt to succeed, resistance may come so don’t be surprised when it shows up.
Be on guard and ready for anything.
Stay committed to your current course of action.
Encourage yourself. Don’t look for others to pat you on the back.
If you see it, you can have it. Remember….You CAN DO IT!
I repeat! If at first you don’t succeed…remember this formula: “Suck it Up,
Step it up, & S-O-A-R!”
Cheryl Lynn Smith
Women’s Business Coach
IMpowerment & INcrease INnovator
#Succeed #Soar #Think Big # Business Women #Big Action
“It just happened out of the blue.” “It fell right into my lap.” “I don’t know how, but I passed.” “I can’t believe it, but it was easy.” “I didn’t ask for anything, they just gave it to me.” “I can’t explain it, I’m just blessed.” Yes the struggle is real, but the FAVOR is more REAL!
I can’t tell you how often I have watched others work hard for a position, for increase, or a blessing but for me it was easy. Easy for me without having to game someone for it or not having to bust my behind for it.
Has this ever happened to you? It’s called divine favor.
Over the years, many have heard about favor, gotten excited about favor, and even stumbled on favorable circumstances every now and then. How do you get it to operate in your life on a daily basis?
God has divine favor for you everyday but why haven’t you seen it? What does it take to live this way?
What is favor, exactly?
Favor is preferential treatment or unfair partiality. It’s when you are given what you DON’T deserve. It’s doors opening, blessings falling, supernatural occurrences, being at the right place at the right time, with no real explanation as to why.
Romans 5 says that we have access into his grace (favor ) by our faith. Keep in mind, that your faith, belief, action, causes God’s divine favor to come your way and manifest in your life.
In the following are a few steps to help you activate divine favor:
Step 1:
Expectation is powerful. Expect God to do the unexpected in your life. He loves it when we totally depend on him.
Step 2:
Regardless of how things appear to be, make the decision to walk by faith and not by sight. Favor is received simply by faith
Step 3:
Declare, Declare, Declare! Declare favor in your life. Speak your desires into existence. You have what YOU say, not what others say about you.
Step 4:
Daily give God praise for his favor. He inhabits, lives, and abides in the praises of his people.
Here are just a few scriptures on favor to encourage you:
Cheryl Lynn Smith
Women’s Life, Business, & Action Coach
#Divine favor #Favor is real # Expectation #Supernatural #Declare
I’m not talking about another new year’s resolution. I’m talking about a new adventure, a new way of living, a new you! I’m talking about being better for yourself and for your family.
What do you want to see happen this year? What is your heart’s desire? Who do you want to become? You choose. It’s all up to you.
Fill in the blank. In 2019 I will be… __________________________________________
A woman of PURPOSE, who will fulfill the hope of her calling, starting here, starting now….
A woman of CHANGE, that turns over a new leaf to be bigger and better…. [Out with the old, in with the new!]
A woman of POWER, filling herself with the word of God so she can be strong in the Lord and in the power of his might….
A woman of COURAGE, who walks in boldness and confidence knowing that God has not given her the spirit of fear….
A woman of INDEPENDENCE, that is no longer depending on others for a handout but is putting her sole trust in God….
A woman of WISDOM, who casts all of her cares on the Lord and leans not to her own understanding….
A woman of BUSINESS, taking a step of faith to mind her own business, start a business, and diligently handle her business….
A woman of PRAYER, who will acknowledge God in all of her ways and seek him for clear direction….
A woman of WARFARE, who will pull down strongholds by decreeing and declaring the way it shall be in her life. Making the decision that you will take no more of the devil’s mess….
A woman of PEACE, releasing all bitterness and unforgiveness toward anyone in your past, present, or future….
Get ready for new blessings, new challenges, and a new you! Whatever kind of woman you choose to be this year, know that you are capable and well able to make it happen.
Cheryl Lynn Smith
Women’s Life, Business, & Action Coach
IMpowerment & INcrease INnovator
#2018, #Courage, #Power, #Change, #Warfare, #Purpose, #Prayer
Are you settling for the small stuff while serving a BIG God? Are you allowing the size of your problem to determine the size of your God?
Didn’t he create the heavens and the earth, part the Red Sea, rain down manna from heaven, heal the sick, raise the dead, walk on water, feed 5000 people with 2 fish and 5 loaves of bread, turn water into wine, and much more?
Nothing that God does is small. Regardless of where you are or how you feel, his spirit in you is not small. So why should you stay small? Why should you believe small?
Our great BIG God is able to do exceedingly, above, all, that you could ever ask or think, so Ask BIG! Think BIG! Dream BIG! Live BIG! Pray BIG! Just believe it and will answer BIG!
Yes he can and will pay your bills. Yes he can and will heal your body. Yes he can and will bless you financially. Yes he can and will give you peace. Yes he can and will do BIG things in your life. Focus your faith on the possible, instead of the impossible.
I John 5.14-15 says, “Now this is the confidence that we have in him, that if we ask anything according to his will, he hears us. And if we know that he hears us, whatever we ask, we know that we have the petitions that we have asked of him.”
It’s time to change your mindset to bigger and better. God wants to and desires to bless you beyond measure.
Here are 4 keys to help you on you BIG journey:
1. Take God out of the box. Don’t let the size of your vision or your problem determine the size of your God.
2. Step outside of your comfort zone. Even the man by the pool of Bethesda that waited for 38 years to be healed, had to leave his comfort zone at Jesus’ command. Rise, take up your bed, and walk.
3. Be willing to change. The blessing you desire is often on the other side of you needing to do something different. If you keep doing the same old thing, the same old way, you will continue to get the same old results.
4. Forget those things that are behind you, or what the past did to you. Don’t allow it to keep you bound. Press forward toward the mark for the BIG prize.
Cheryl Lynn Smith
Women’s Life, Business, & Action Coach
<#believe BIG #ask BIG #dream BIG #live BIG>
Have you ever said to yourself, “There has to be more to life than this” or “I don’t feel that I can go any further?” How about feeling stuck, trapped, or that you needed to do something different, but just didn’t think that you could?
Your LIMITING beliefs are LIMITING you! If you believe that you can’t, then you won’t. If you believe that you can, then you will. As a woman thinks and feels, so is she.
How often have you gotten the same old thing because you continued to believe the same old thing? Now is the time to get rid of your stinking thinking.
Here are 4 steps to help you become LIMITLESS:
1. You must know that there is always a way out
Seek and you will find. Look for it. We never feel that there is a way out because we can’t see it with our physical eyes. God says to acknowledge him in all your ways and he will direct your path. If you can’t see your way out, look to him and he will show it to you.
The problem with many of us is that when God shows us the way, we don’t always follow. We procrastinate, make excuses of why we can’t do it, get fearful, and not to mention being down right lazy.
2. No one can LIMIT you BUT you
Stop playing the blame game. Yes, there are some very serious things that have happened to you in life. That person wronged you, you’ve had some bad experiences, and you have a few haters. Yes it may hurt, but put a band-aid on it and go on. You are still here for a reason.
Keep reminding yourself that nothing is too hard for God. It is his desire to make your impossibilities possible. Allow him to strengthen and empower you to fulfill his purpose.
3. Move forward regardless of how you feel
You’ve heard it said before, ”Fake it, until you make it!” I know it may not be easy, but just take one step at a time. How about baby steps? One baby step at a time. If you do that, soon your baby steps will get bigger. After a while, you will run and the fear of moving forward will be a thing of the past.
4. Rid your negative self-talk
Don’t allow it to come out of your mouth. “I’m too fat, no one likes me, I never have any money, there are no good men, I can never get the right job, etc.”
The bible says that you have whatever you say. If you continue to say it, you will continue to have it. Your power to be LIMITLESS is in your positive thinking and speaking.
No more Lies and Imitations Manifesting Instead of Truth (LIMIT). It’s a new day and a new year. Make your life new by refusing to accept anymore LIMITS in your life.
Cheryl Lynn Smith
Women’s Life, Business, & Action Coach
#No Limits, #Positive thinking, #Positive talk, #Move forward
“Some people want it to happen, some wish it would happen, others make it happen.” —Michael Jordan
Another new year, another new year’s resolution with no real SOLUTION. Could that be you?
How about making this the year of “seeing it” and “believing it!” See it in your mind, believe it in your heart, and take the leap of faith to Make It Happen!
According to bible, the number 17 represents complete victory and the overcoming of enemies. It is the sum of God’s two perfect numbers, 10 and 7.
This is your year to overcome the enemies of self-doubt, fear, and multiple limitations. Make 2017 your year to have complete victory in your life, your business, your home, your finances, your health, and your relationships.
In the following is a list of steps of how you CAN Make It Happen this year:
Make a decision on the inside that you WILL make it happen on the outside, regardless of any challenges that you may face.
Don’t just make a list of goals, but make that list according to what you know is achievable. Pair your list with action steps to go along with those goals.
Forget about making worthless resolutions but make life changing SOLUTIONS.
We don’t know what lies in the days ahead but there is one thing that we do know. Regardless of what this year may bring, we must continue to press toward the mark for the prize.
Cheryl Lynn Smith
Women’s Life & Business Coach
IMpowerment & INcrease INnovator
#Believe #2017 #Make it happen #Solution #Yes I can #Conquer